Louisiana loan limits 2026 by county
In 2026, every one of the 64 counties in Louisiana has the $832,750 baseline conforming loan limit for a one-unit home. Every Louisiana county has the $541,287 FHA floor. VA has no limit for a veteran with full entitlement; with remaining entitlement it uses the county's conforming one-unit limit.
FHA and conforming loan limits for every Louisiana county
| County | Conforming 2026 | FHA 2026 | FHA area |
|---|---|---|---|
| Acadia Parish | $832,750 | $541,287 | Lafayette, LA |
| Allen Parish | $832,750 | $541,287 | Non-Metro |
| Ascension Parish | $832,750 | $541,287 | Baton Rouge, LA |
| Assumption Parish | $832,750 | $541,287 | Baton Rouge, LA |
| Avoyelles Parish | $832,750 | $541,287 | Non-Metro |
| Beauregard Parish | $832,750 | $541,287 | Deridder, LA |
| Bienville Parish | $832,750 | $541,287 | Non-Metro |
| Bossier Parish | $832,750 | $541,287 | Shreveport-Bossier City, LA |
| Caddo Parish | $832,750 | $541,287 | Shreveport-Bossier City, LA |
| Calcasieu Parish | $832,750 | $541,287 | Lake Charles, LA |
| Caldwell Parish | $832,750 | $541,287 | Non-Metro |
| Cameron Parish | $832,750 | $541,287 | Lake Charles, LA |
| Catahoula Parish | $832,750 | $541,287 | Non-Metro |
| Claiborne Parish | $832,750 | $541,287 | Non-Metro |
| Concordia Parish | $832,750 | $541,287 | Natchez, MS-LA |
| De Soto Parish | $832,750 | $541,287 | Shreveport-Bossier City, LA |
| East Baton Rouge Parish | $832,750 | $541,287 | Baton Rouge, LA |
| East Carroll Parish | $832,750 | $541,287 | Non-Metro |
| East Feliciana Parish | $832,750 | $541,287 | Baton Rouge, LA |
| Evangeline Parish | $832,750 | $541,287 | Non-Metro |
| Franklin Parish | $832,750 | $541,287 | Non-Metro |
| Grant Parish | $832,750 | $541,287 | Alexandria, LA |
| Iberia Parish | $832,750 | $541,287 | New Iberia, LA |
| Iberville Parish | $832,750 | $541,287 | Baton Rouge, LA |
| Jackson Parish | $832,750 | $541,287 | Non-Metro |
| Jefferson Davis Parish | $832,750 | $541,287 | Lake Charles, LA |
| Jefferson Parish | $832,750 | $541,287 | New Orleans-Metairie, LA |
| LaSalle Parish | $832,750 | $541,287 | Non-Metro |
| Lafayette Parish | $832,750 | $541,287 | Lafayette, LA |
| Lafourche Parish | $832,750 | $541,287 | Houma-Bayou Cane-Thibodaux, LA |
| Lincoln Parish | $832,750 | $541,287 | Ruston, LA |
| Livingston Parish | $832,750 | $541,287 | Baton Rouge, LA |
| Madison Parish | $832,750 | $541,287 | Non-Metro |
| Morehouse Parish | $832,750 | $541,287 | Monroe, LA |
| Natchitoches Parish | $832,750 | $541,287 | Natchitoches, LA |
| Orleans Parish | $832,750 | $541,287 | New Orleans-Metairie, LA |
| Ouachita Parish | $832,750 | $541,287 | Monroe, LA |
| Plaquemines Parish | $832,750 | $541,287 | New Orleans-Metairie, LA |
| Pointe Coupee Parish | $832,750 | $541,287 | Baton Rouge, LA |
| Rapides Parish | $832,750 | $541,287 | Alexandria, LA |
| Red River Parish | $832,750 | $541,287 | Non-Metro |
| Richland Parish | $832,750 | $541,287 | Monroe, LA |
| Sabine Parish | $832,750 | $541,287 | Non-Metro |
| St. Bernard Parish | $832,750 | $541,287 | New Orleans-Metairie, LA |
| St. Charles Parish | $832,750 | $541,287 | New Orleans-Metairie, LA |
| St. Helena Parish | $832,750 | $541,287 | Baton Rouge, LA |
| St. James Parish | $832,750 | $541,287 | New Orleans-Metairie, LA |
| St. John the Baptist Parish | $832,750 | $541,287 | New Orleans-Metairie, LA |
| St. Landry Parish | $832,750 | $541,287 | Opelousas, LA |
| St. Martin Parish | $832,750 | $541,287 | Lafayette, LA |
| St. Mary Parish | $832,750 | $541,287 | Morgan City, LA |
| St. Tammany Parish | $832,750 | $541,287 | Slidell-Mandeville-Covington, LA |
| Tangipahoa Parish | $832,750 | $541,287 | Hammond, LA |
| Tensas Parish | $832,750 | $541,287 | Non-Metro |
| Terrebonne Parish | $832,750 | $541,287 | Houma-Bayou Cane-Thibodaux, LA |
| Union Parish | $832,750 | $541,287 | Monroe, LA |
| Vermilion Parish | $832,750 | $541,287 | Lafayette, LA |
| Vernon Parish | $832,750 | $541,287 | Non-Metro |
| Washington Parish | $832,750 | $541,287 | Bogalusa, LA |
| Webster Parish | $832,750 | $541,287 | Minden, LA |
| West Baton Rouge Parish | $832,750 | $541,287 | Baton Rouge, LA |
| West Carroll Parish | $832,750 | $541,287 | Non-Metro |
| West Feliciana Parish | $832,750 | $541,287 | Baton Rouge, LA |
| Winn Parish | $832,750 | $541,287 | Non-Metro |
One-unit limits. Each county page has the 2, 3 and 4 unit limits, the VA figure and how the county compares. Conforming limits announced November 25, 2025; FHA limits for 2026.
FHA, VA and conforming limits in Louisiana
- FHA loan limits 2026HUD's floor and ceiling, how a county's limit is set and the highest-limit counties nationally.
- Conforming loan limits 2026FHFA's baseline, the high-cost ceiling and the special Alaska and Hawaii limits, with the announcement calendar.
- VA loan limitsNo limit with full entitlement since 2020; how the county limit sets the guaranty for remaining entitlement.
- Jumbo loan limit 2026The loan size above which a mortgage is jumbo in each county, and the high-balance band.
- Louisiana fair market rentsHUD Fair Market Rents for every Louisiana county, studios to 4 bedrooms.
- Louisiana property tax ratesEffective property tax rate for every Louisiana county from survey data.
For the title side (owner of record, deeds, mortgages, liens), see the counties HeritageDeed covers; a title report is $49 per report.
Questions about Louisiana loan limits
What are the FHA loan limits in Louisiana for 2026?
$541,287 to $541,287 for a one-unit home, depending on the county. Every county is at the national floor of $541,287. Two to four unit limits are on each county page. HUD's limits apply to case numbers assigned on or after January 1, 2026.
What is the conforming loan limit in Louisiana for 2026?
$832,750 for a one-unit home in every Louisiana county, effective January 1, 2026 (FHFA).
What is the VA loan limit in Louisiana?
There is none for a veteran with full entitlement: VA removed county loan limits for them on January 1, 2020. A veteran with entitlement in use gets a guaranty based on the county's FHFA one-unit limit, $832,750 in Louisiana for 2026: 25 percent of that limit minus the entitlement already used.
Which Louisiana counties have the highest loan limits?
Conforming: every county is at the baseline. FHA: Acadia Parish at $541,287. Limits follow FHFA's and HUD's metropolitan areas, so every county in one area has the same figure.
Loan limits in nearby states
Legal references
- 12 U.S.C. 1709(b)(2), FHA mortgage limits (115 percent of the area median, floor and ceiling)
Published federal limits. JSON: /api/data/loan-limits/louisiana. Not lending advice.