Title search in Dayton, Ohio
HeritageDeed runs AI title searches in Dayton (Montgomery County), Ohio, against the Montgomery County Recorder and the Montgomery County Auditor. A report lists the deeds, open mortgages, liens and court records found, with the source of each, usually within minutes. The price is $49 per report.
Covers Montgomery County, including Dayton, Kettering, Trotwood, Vandalia, Miamisburg, West Carrollton, Englewood, Clayton, Riverside, Oakwood.
Where Dayton land records are kept
| Office | What it holds |
|---|---|
| Montgomery County Recorder | Records deeds, mortgages, releases and liens for the county (451 W. Third St., Dayton) |
| Montgomery County Auditor | Owner, parcel, value and tax information for real estate in the county |
How recording works here
In Ohio, deeds and other instruments that convey or encumber land are recorded with the county recorder of the county where the land lies; until recorded, they are fraudulent as to a later bona fide purchaser without knowledge of them (R.C. 5301.25).
A mortgage takes effect when it is delivered to the recorder for record, and the first mortgage recorded has preference (R.C. 5301.23).
Within ninety days after a mortgage is satisfied, the mortgagee must record a release of it with the county recorder (R.C. 5301.36), so a mortgage with no recorded release is still of record.
A court judgment becomes a lien on a debtor's land in a county when a certificate of judgment is filed with the clerk of the court of common pleas of that county (R.C. 2329.02), not with the recorder.
The Montgomery County Recorder's records name most documents' lot with its municipality or subdivision, and a release cites the mortgage it releases.
What a HeritageDeed report searches in Dayton
- Owner of record, situs address, municipality, subdivision and lot from the county's tax-map parcel records
- Deeds, mortgages with their recorded amounts, releases, assignments, county tax lien certificates and other liens recorded with the Montgomery County Recorder for this parcel's lot and place
- Each mortgage's release, matched by the release's own reference to it
- Federal court records matched to the owner
- Flood zone and federal environmental sites near the parcel
What it does not cover
The Recorder's electronic records begin in 1980; older documents may need an in-office search.
A document is tied to the property by its lot with the municipality or subdivision; documents tied only by the owner's name are marked.
The Recorder's UCC (fixture filing) records, judgment liens (certificates of judgment filed with the Clerk of Courts), values and delinquent property taxes are not searched.
Some addresses share a house number and street in two municipalities; when the location cannot tell them apart, the order is refused rather than guessed.
Condominium unit numbers can differ between the county's parcel map and the Recorder's records; a unit's documents may be shown as name matches only, and a unit needs its unit number.
The report is a public-records search, not title insurance or an attorney's opinion of title.
What to check in Dayton property records
A thorough review of a property's records covers the same ground in every county:
- The owner of record and how title was taken: the current deed, who the seller was, and whether the transfer was a sale, a family transfer, or a foreclosure or tax sale.
- Every mortgage or deed of trust recorded against the property and, for each one, whether a satisfaction or release was recorded. A loan with no release of record may still be open.
- Liens, judgments and lis pendens filed against the owner or the property, including tax liens and court filings.
- Property tax status, so that unpaid taxes do not pass to a new owner.
- Document numbers, book and page references and recording dates, so that a title company or attorney can pull the originals.
A HeritageDeed report checks all of this for Dayton, OH automatically, usually in about a minute, and shows the source of every finding.
Other records for Dayton
- Dayton property fraud alertThe recording office's own alert service for Dayton, and free nightly monitoring of a property's official records: new recorded documents, owner changes and tax sale lists.
- Dayton sheriff sale listProperties on the official list, refreshed nightly, with sale dates, the published bid amounts and the bidding and redemption rules.
- Dayton surplus funds listMoney left over from tax deed and sheriff sales, from the official list, refreshed nightly, with claim deadlines and how to claim.
- Dayton loan limitsThis year's FHFA conforming, FHA and VA county loan limits for 1 to 4 unit homes, from FHFA's and HUD's official files.
- Dayton fair market rentHUD Fair Market Rents for studios to 4 bedrooms, the voucher payment standard range and the change from last year.
- Dayton property tax rateEffective property tax rate from Census survey data: median taxes paid against median home value, ranked in the state.
- Environmental records reportSuperfund, hazardous waste, leaking tank and brownfield sites near any Dayton address, with distances and a site map. A records search, not a Phase I.
- Superfund sites in OhioEvery EPA Superfund site in Ohio with its status, county and a map, refreshed nightly from federal records.
- Superfund sites near an addressFree lookup of the nearest EPA Superfund (NPL) sites and their status.
- Flood zone lookupThe FEMA flood zone mapped at any Dayton address. A free check, not an official flood zone determination.
- USDA eligibility map: OhioHow much of each Ohio county is in a USDA-eligible rural area, the towns mapped ineligible, and a free address check.
- Opportunity zones in OhioEvery designated Opportunity Zone tract in Ohio by county, from the IRS list, and the tracts eligible for the 2027 round.
- Census tract lookupThe census tract of any Dayton address with its FFIEC income level and HUD Qualified Census Tract and DDA status.
- Radon in DaytonThe EPA radon zone and the radon test results on file for the county, from CDC and state health agencies.
- Fault lines near an addressUSGS-mapped earthquake faults within 5 miles of any Dayton address, with their age and slip rate.
- Power lines near an addressHigh-voltage transmission lines within 1 mile of any Dayton address, from the federal HIFLD map.
Pricing
Owner of record and vesting deed, every deed, mortgage and release the county index returns, recorded liens, court records matched to the owner and tax status. One flat price: every order gets the full search.
$49· others charge$100–$400save 50%+Questions about Dayton title searches
How does a Montgomery County, Ohio search tie a mortgage to the right house?
The Montgomery County Recorder's records name the lot of most documents with its municipality or subdivision. The report keeps documents naming this parcel's lot and place, and a document tied only by name is marked. A release names the mortgage it releases, so a mortgage with such a release is shown as released and one with none as open (Ohio requires a release within ninety days after payoff, R.C. 5301.36). Judgment liens are filed with the Clerk of the Court of Common Pleas (R.C. 2329.02) and are not part of this search.
Where are property records kept in Dayton, OH?
Recorded documents such as deeds, mortgages and liens are kept by the Montgomery County Recorder. Owner and parcel data come from the Montgomery County Auditor.
How much does a title search cost in Dayton, OH?
A HeritageDeed report is $49, one flat price for the full search, plus sales tax where it applies. A report needs no subscription, and you get a full refund if we cannot deliver the report.
How long does a title search take in Dayton, OH?
Most reports are generated within minutes, because the records are searched automatically and in parallel. The order page shows live progress.
Can I search Dayton, OH property records for free?
The records are held by the county offices, including the Montgomery County Recorder. A HeritageDeed report saves you the work of reading each office separately and matching every mortgage to its release yourself.
Other Ohio areas we search
Order a Dayton title search
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.