How to check for liens on a property in Dayton, OH
In Dayton (Montgomery County), liens and lis pendens recorded against a property are in the Montgomery County Recorder index, searched by the owner's name and the property, and judgments are kept by the court clerk, not the recorder. Each mortgage also needs a recorded satisfaction or release to be off the title. A HeritageDeed report does this for one address in Dayton: $49, usually within minutes, with the source of every finding.
Step by step in Dayton
- 1
Identify the parcel
Find the owner of record and the parcel number in the Montgomery County Auditor records: liens are indexed against the owner's name and the property.
- 2
Search the recorded liens
Search the Montgomery County Recorder index under the owner's name and the property for liens, lis pendens and other notices.
- 3
Check every mortgage
A mortgage with no recorded satisfaction or release is still a lien of record; Ohio gives the lender 90 days after the mortgage is satisfied (Ohio Rev. Code § 5301.36).
- 4
Or order the report
A HeritageDeed report runs these searches for one Dayton address and lists every finding with its source, $49, usually within minutes.
What Dayton records show
A court judgment becomes a lien on a debtor's land in a county when a certificate of judgment is filed with the clerk of the court of common pleas of that county (R.C. 2329.02), not with the recorder.
A real Dayton report
We ran this search on the Montgomery County Courts Building (41 N Perry St, Dayton, OH 45402): 0 deeds, 0 open mortgages, 0 recorded liens. See the Dayton sample report.
What the report checks in Dayton
- Deeds, mortgages with their recorded amounts, releases, assignments, county tax lien certificates and other liens recorded with the Montgomery County Recorder for this parcel's lot and place
- Federal court records matched to the owner
Not covered here
- The Recorder's UCC (fixture filing) records, judgment liens (certificates of judgment filed with the Clerk of Courts), values and delinquent property taxes are not searched.
Questions
Are judgments recorded with the Montgomery County Recorder in Dayton?
A court judgment becomes a lien on a debtor's land in a county when a certificate of judgment is filed with the clerk of the court of common pleas of that county (R.C. 2329.02), not with the recorder.
How long does a lender have to record a satisfaction or release in Ohio?
90 days after the mortgage is satisfied (Ohio Rev. Code § 5301.36). After a further 15-day notice, $100 per day in damages plus fees.
What does a HeritageDeed search in Dayton not cover?
The Recorder's electronic records begin in 1980; older documents may need an in-office search.
Is this title insurance?
No. It is a search of the public record for one Dayton property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.
More about Dayton property records
- Find the owner
- Search deeds
- Check for a loan
- Property taxes
- Title search cost
- Before the auction
- Dayton title search guide
Check the title of a Dayton property
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.