How much does a title search cost in Dayton, OH
A HeritageDeed title search in Dayton (Montgomery County) costs $49: the owner of record, deeds, mortgages matched to their releases, liens and tax status from the Montgomery County Recorder and county records, usually within minutes. Traditional title search firms quote about $100 to $400 for a comparable search.
Step by step in Dayton
- 1
Decide what you need
A current owner search (owner, deeds, open loans, liens, tax) answers most buyer and investor questions; a lender closing needs a title insurance commitment instead.
- 2
Search it yourself or order it
The Montgomery County Recorder index is public; matching every mortgage to its satisfaction or release and checking the courts takes time. A HeritageDeed report does it for $49.
A real Dayton report
We ran this search on the Montgomery County Courts Building (41 N Perry St, Dayton, OH 45402): 0 deeds, 0 open mortgages, 0 recorded liens. See the Dayton sample report.
What the report checks in Dayton
- Owner of record, situs address, municipality, subdivision and lot from the county's tax-map parcel records
- Deeds, mortgages with their recorded amounts, releases, assignments, county tax lien certificates and other liens recorded with the Montgomery County Recorder for this parcel's lot and place
- Each mortgage's release, matched by the release's own reference to it
- Federal court records matched to the owner
- Flood zone and federal environmental sites near the parcel
Not covered here
- The Recorder's electronic records begin in 1980; older documents may need an in-office search.
- A document is tied to the property by its lot with the municipality or subdivision; documents tied only by the owner's name are marked.
- The Recorder's UCC (fixture filing) records, judgment liens (certificates of judgment filed with the Clerk of Courts), values and delinquent property taxes are not searched.
Questions
What does a HeritageDeed search in Dayton not cover?
The Recorder's electronic records begin in 1980; older documents may need an in-office search.
Is this title insurance?
No. It is a search of the public record for one Dayton property. A lender closing a loan will still require a title insurance commitment from a licensed insurer.
More about Dayton property records
- Check for liens
- Find the owner
- Search deeds
- Check for a loan
- Property taxes
- Before the auction
- Dayton title search guide
Check the title of a Dayton property
AI title search, $49 per report. Usually ready in about a minute. Full refund if we can't deliver.