Satisfaction or release in Dayton, Ohio
A satisfaction (also called a release, reconveyance or discharge) is recorded by the lender after a loan is paid, to take its mortgage or deed of trust off the title. In Dayton, satisfactions and releases are recorded with the Montgomery County Recorder, and a HeritageDeed title search lists them for the property.
How Dayton records it
Within ninety days after a mortgage is satisfied, the mortgagee must record a release of it with the county recorder (R.C. 5301.36), so a mortgage with no recorded release is still of record.
The Montgomery County Recorder's records name most documents' lot with its municipality or subdivision, and a release cites the mortgage it releases.
What it means for a buyer or bidder
Matching every loan to its satisfaction is the core of a lien search: an unmatched loan is still open of record.
Does a title search find it in Dayton?
Yes. The Dayton report covers: Deeds, mortgages with their recorded amounts, releases, assignments, county tax lien certificates and other liens recorded with the Montgomery County Recorder for this parcel's lot and place; Each mortgage's release, matched by the release's own reference to it.
More about Dayton records
- Deed
- Mortgage
- Assignment of mortgage
- UCC fixture filing
- Abstract of judgment
- Check for liens
- Find the owner
- Search deeds
Search a Dayton property's records
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